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New Beginnings for a New Year

In Darwin’s book On the Origin of Species, he mentions “survival of the fittest and competition” a few times, but mentions LOVE OVER 95 TIMES…. How did we allow a few men to fashion this world into the former ?
Indoctrination is very powerful and in most cases harmful to our well being!

Happy New Year!


[youtube://http://www.youtube.com/watch?v=cPvDS1d6Nd4 450 300] [youtube://http://www.youtube.com/watch?v=fn4dwcO9yLA 450 300]


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Share Buybacks Hit an All Time High

“U.S. companies are buying back huge amounts of their own stock, and the ones executing the biggest buybacks are seeing their share prices rewarded handsomely.

Companies in the Standard & Poor’s 500 Index purchased $128.2 billion of their own stock in the third quarter, according to S&P Dow Jones Indices, The Wall Street Journal reports. That represents the highest level since the fourth quarter of 2007.

As for stock performance, the S&P 500 Buyback Index, which includes the 100 stocks with the highest buyback ratios, has soared 45 percent so far this year, outperforming the S&P 500’s 28 percent gain.

The buyback ratio consists of the total cash paid for common stock during the past year divided by the market capitalization of the common stock.

To be sure, not all investors view the buybacks as positive. Cash devoted to buybacks is cash that isn’t devoted to research, development and other corporate operations…..”

Full article

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State of the Union: Bad Times Get Worse for Some

“The end of unemployment checks for more than a million people on Saturday is driving out-of-work Americans to consider selling cars, moving and taking minimum wage work after already slashing household budgets and pawning personal possessions to make ends meet.

Greg and Barbara Chastain of Huntington Beach, Calif., put their two teenagers on the school lunch program and cut back on dining out after losing their T-shirt company in June following a dispute with an investor.

They’ve exhausted their state unemployment benefits and now that the federal extensions are gone, unless they find jobs the couple plans take their children out of their high school in January and relocate 50 miles east where a relative owns property so they can save on rent.

“We could let one of our cars go, but then you can’t get to work — it’s a never-ending cycle,” 43-year-old Greg Chastain said while accompanying his wife to an Orange County employment center. He said they eventually may try their luck in a less expensive state like Arizona or Texas if he can land a manufacturing job there.

The end to the five-year program that extended benefits for the long-term jobless affected 1.3 million people immediately and will affect hundreds of thousands more who remain jobless in the months ahead. Under the program, the federal government provided an average monthly stipend of $1,166.

While the Obama administration and Democrats in Congress want to continue the program, the extensions were dropped from a budget deal struck earlier this month and Republican lawmakers have balked at its $26 billion annual cost……”

Full article

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A Handful of Cities Witness Real Estate Prices Rising to Pre Bubble Territory

“Home prices have zipped back into record territory in a handful of American cities, a milestone that comes seven years after the housing bust ravaged the market and the broader economy.

Values are up more than 13% from their 2007 high in Oklahoma City and by more than 6% in the Denver metro area. Prices are back to all-time highs in 10 of the nation’s 50 largest metropolitan areas, according to a Wall Street Journal analysis of price data from Zillow, an online real-estate information service. Prices are within 5% of their previous peak in San Jose, Calif.; Nashville, Tenn.; and Dallas.

Prices nationally remain below the highs of the past decade, and many of the cities that have seen the biggest gains largely escaped a boom and bust.

Home prices in some parts of the country that did experience a bust have benefited from low supplies of homes for sale and historically low interest rates that have boosted prices—and sparked concerns that prices could again be overvalued.

The figures aren’t adjusted for inflation, but experts say they underscore the uneven nature of the U.S. housing recovery.

“The main story in a lot of these places is that they didn’t have much of a housing recession. It’s much easier to be back at peak levels when you didn’t have a big boom and bust,” said Stan Humphries, chief economist at Zillow.

But in those areas that did experience a downturn, he added, “I’m surprised that we are back to peak levels so quickly.”

Brian Long of Colorado was surprised, too. At the top of the housing bubble in 2006…”

Full article

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One of the Oldest Banks Faces Sudden Death

“MILAN (Reuters) – A delay to vital fundraising at Banca Monte dei Paschi di Siena<BMPS.MI> has increased the risk that Italy’s third-biggest bank has to be nationalized, a move the government would like to avoid.

Shareholders led by the biggest investor in the bailed-out bank rejected plans for a 3 billion euro ($4 billion) share sale in January and postponed the capital raising until after May 12.

The bank’s chairman and its chief executive may resign following the unprecedented clash with the main shareholder in the Siena-based lender, a charitable banking foundation with close ties to local politicians.

The focus of attention now turns to Rome where both the economy ministry, which has oversight of banking foundations, and the Bank of Italy are closely following events.

The world’s oldest bank needs to tap investors for cash to pay back 4.1 billion euros in state aid it received earlier this year and avert nationalization after being hammered by the euro zone debt crisis and loss-making derivatives trades.

The capital increase is part of a tough restructuring plan agreed with the European Commission in order to receive clearance for the state bailout.

A Treasury spokesman said the government’s priority was to give the bailout money back to taxpayers and it had no interest in nationalizing Monte Paschi…”

Full article

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Behold: The Power of iP

“While the mainstream media continues to push the idea that we are facing an energy crisis due to a lack of resources, more people are actually looking into alternative energy and discovering that there really is no energy crisis at at all. We aren’t facing a lack of resources, we have multiple means to provide energy to billions of people without damaging the environment and diminishing resources. . These methods use very little input, and in some cases achieve infinite output.  One of these ways to generate energy is through urine. It sounds a little nasty, but the story is quite remarkable. Approximately 1 year ago, a group of 14 year old’s from Lagos, Nigeria, developed a urine powered generator that can provide 6 hours of power on 1 liter of pee. It’s not uncommon for innovate energy ideas to come out of the third world, many of their problems stem from a lack of power, so some from that area are looking for ways to solve it with whatever they have.

The model you see in this article was created by four girls, Duro-Aina Adebola, Akindele Abiola, Faleke Oluwatoyin, and Bello Eniola. The group of 14 year old’s  developed a system that works like this:

  1.  Urine is put into an electrolytic cell, which separates out the hydrogen.
  2.  The hydrogen enters a water filter for purification, which then gets pushed into a gas cylinder.
  3.  The gas cylinder pushes hydrogen into a cylinder of liquid borax, which is used to remove the moisture from the hydrogen.
  4. This purified hydrogen gas is pushed into the generator….”
[youtube://http://www.youtube.com/watch?v=f48zowFhVFA 450 300]

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Interesting Indeud

I found this document to be rather interesting.

Anyone involved with banking, real estate, law, and the purchase of a home should consider the following information.

Since i’m not an authority to give an opinion as to the validity or value of said information, it would be greatly appreciated that the readership offer any knowledge of the topic and or refer this to anyone they might know who could shine a light on these here matters.


Selected excerpts:


This document is meant to take the reader down a road they have
likely never traveled.   This is a layman’s explanation of what has
been happening in this country that most have no idea or inkling
of.   It is intended to  give the  reader  an  overview  of  a  systemic
Fraud  in  this  country  that  has  reached  epic  proportions  and
provoke action to eradicate this scourge that has descended upon
the people of America.   Depending on what your situation is, you
may react with disbelief, fear, anger or outright disgust at what you
are about to learn.   The following information is supported with
facts, exhibits, law and is not mere opinion.

Let’s start our journey of discovery with the purchase of a home
and subsequent steps in the financial process……

The two most important and valuable documents that are signed
at a closing are the “Note” and the “Deed” in various forms.  When
looking at the definition of a “Mortgage Note” it is obvious that it is
a “Security Instrument”.  It is a promise to pay made by the maker
of that “Note”.

When looking at a copy of a “Deed of Trust” such as
the attached Exhibit “A”, which is a template of a Tennessee “Deed
of Trust” form that is directly from the freddiemac.com website, it
is very obvious that this document is also a “Security Instrument”.
This is a template that is used for MOST government purchased
loans.    You  will  note  that  the  words “Security  Instrument”  are
mentioned no less than 90 times in that document.   Is there ANY
doubt it is a “Security”?  When at the closing, the “borrower” is led to believe that

the “Mortgage Note”that he signs is a document that
binds  him to make repayment of “money” that the “lender” is
loaning  him to  purchase the  property  he is  acquiring.   Is there
disclosure to the “borrower” to the effect that the “lender” is not
really loaning any of their money to the “borrower” and therefore
is taking no risk whatsoever in the transaction?  Is it disclosed to
the “borrower” that  according to  FEDERAL  LAW,  banks  are  not
allowed to loan credit and are also not allowed to loan their own or
their depositor’s money?   If that is the case, then how could this
transaction  possibly  take  place?    Where  does  the  money  come
from?  Is there really any money to be loaned?  The answer to this
last question is a resounding NO!  Most people are not aware that
there has been no lawful money since the bankruptcy of the United
States in 1933……..

……When  you  sit  down  at  the  closing  table  to  complete  the

transaction to purchase your home aren’t you tendering a “Note”
with your signature which would be considered money?   That is
exactly what you are doing.   A “Note” is money in our monetary
system  today!    You  can  deposit  the  “Federal  Reserve  Note”  (a
promise to pay) with a denomination of $10 at the bank and they
will credit your account in that same amount.  Why is it that when
you tender your “Note” at the closing that they don’t tell you that
your home is paid for right on the spot?  The fact is that it IS PAID
FOR ON THE SPOT.  Your signature on a “Note” makes that “Note”
money  in  the  amount  that  is  stated  on  the  “Note”!    Was  this
disclosed to you at the “closing” in either verbal or written form?
Could this  be the  place  where the  other  players  come  into the
transaction at or near the time of closing?

What happens to the
“Note” (promise to pay) that you sign at the closing table?  Do they
put it in their vault for safe keeping as evidence of a debt that you
owe them as you are led to believe?  Do they return that note to you
if you pay off your mortgage in 5, 10 or 20 years?  Do they disclose
to you that they do anything other than put it away for safe keeping
once it is in their possession?

Unknown to almost everyone,there is something VERY different
that happens with your “Mortgage Note” immediately after closing.
Your “Mortgage Note” is endorsed and deposited in the bank as a
check and becomes “MONEY”!……

……How can it be that you could just write a “Note” and pay for your

home?   This leads us back to the bankruptcy of the United States in
1933.  When FDR and Congress took all the property and gold from
the people in 1933 they had to give something in return for that
confiscation of property.   See attached (Exhibit “B” para 6)   What
the people got in  return was the promise that all of their needs
would be met by the government because the assets and the labor
of the people were collateral for the debt of the United States in the bankruptcy.

All of their debts would be “discharged”.   This was
done without the consent of the people of America and was an act
of Treason by President Franklin Delano Roosevelt.  The problem
comes in where they never told us how we could accomplish that
discharge and have what we were entitled to after the bankruptcy.
Why  has this  never  been taught  in the  schools in this  country?
Could it be that it would expose the biggest fraud in the history of
this entire country and in the world?

If the public is purposely not
educated about certain things then certain individuals and entities
can take full financial advantage of virtually the entire population.
Isn’t this “selective education” more like “indoctrination”?    Could
this  be what  has  happened?   In  Fina  Supply, Inc.  v. Abilene Nat.
Bank,  726  S.W.2d  537,  1987  it  says  “Party  having  superior
knowledge who takes advantage of another’s ignorance of the law
to deceive him by studied concealment or misrepresentation can
be held responsible for that conduct.”

Does this mean that if there
are  people  with  superior  knowledge  as  a  party  in  this  “Loan
Transaction” that take  advantage  of the “ignorance  of the  law”,
(through  indoctrination)  of  the  public  to  unjustly  enrich
themselves, that they can be held responsible?   Can they be held
responsible  in  only  a  civil  manner  or  is  there  a  more  serious
accountability that falls into the category of criminal conduct? ….”

Full document 

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The CAFR Swindle


[youtube://http://www.youtube.com/watch?v=1pRPBKJQnyU 450 300]

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Lawless America

[youtube://http://www.youtube.com/watch?v=qmooauwuv0w 450 300]

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There is Money to be Made

On the matter of government and “corporate regulation”

[youtube://http://www.youtube.com/watch?v=mCAIj3YJUmg 450 300]



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FLASH: A Message From Your President

[youtube://http://www.youtube.com/watch?v=lpAqiGSp29c 450 300]

Currently there are no comments from the administration despite….


“Fukushima Radiation Hits California’s Pacifica State Beach?

They say seeing is believing and in the video below from Kill0Your0TV, he films his Geiger counter as he approaches and walks along Pacifica State Beach (Surfers Beach), California, on December 23, 2013…………

………..A warning to the rest of the readers… stay out of the water and off the beach….”

[youtube://http://www.youtube.com/watch?v=LcQLxT49ZP0 450 300]

Full article


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Holiday Retail Sales Fall Well Short of Expectations

“As the holiday spending season draws to a close, there has been a huge schism between hope and reality once again as captured by these two numbers: 3.9% and -3.5%. The first, aka hope, is how much the national retail federation predicted holiday sales would rise by at the start of the holiday season; the second, aka reality, is how much in-store retail sales declined by in the week before Christmas. So what is a despondent retail industry – which unlike the stock market can’t put off delivering results forever – to do? Why bet it all on a huge after-Christmas surge of course.

As USA Today reports, some online sales, including at Target.com and Kohls.com, start on Christmas Day. And for sales die-hards, many Wal-Mart and Kohl’s stores will open on Thursday by 5 a.m. “This is an especially big time for people who got gift cards to come and spend on what they didn’t get for Christmas,” says Sarah McKinney, a Wal-Mart spokeswoman. It is also the single-most popular day to redeem Target gift cards. Then again, one wonders just how hacked those are…

A quick summary of the panicked retailers’ biggest sales incentives and deals…”

Full article

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Will 2014 Go Down as a First in the History Books for Upside Market Action?

“Dow is up more than 5% five consecutive years now. A sixth such year has not happened before in history. A 5-year bull trend only occurred once before, in the 1990s, and was followed by 3 down years. Russell 2k rallies of similar size and duration to 2013′s (excluding accelerations from major bear lows) are shown below. In each case all the gains were given back the following year.


Source: Fat-Pitch

2014 is the second year in the Presidential cycle, and is the weakest historically by returns, averaging flat. The logic for this is that is it a time for governments to deploy tougher, unpopular policies. The Investors Intelligence bull-bear ratio currently exceeding 40% also forecasts a flat return for the SP500 by the end of 2014, by averaging history, whilst the II bear percentage alone, around 15% the last 4 weeks, has historically produced returns of -5% to -20% over the next 6 months.

The Citigroup Panic/Euphoria Model, having crossed the Euphoria threshold, predicts an 83% chance of losses in 2014. Goldman’s analysis of performance following a year of 25% gains or more point to a median drawdown of 11% in the next 12 months.

Next is a chart highlighting a couple of previous occurrences similar to 2012 and 2013 where stock index rises were dominated by multiple expansion, not earnings growth.

Source: Fat-Pitch

In both instances the following two years saw better earnings growth. But notably the next two years were 1987, stock market crash, and 1999, at the end of which the Dow peaked, suggesting a common theme of pre-correction exuberance.

Both the following charts reveal that 10 year stock market returns are closely correlated to deviations from norms 10 years earlier. The first correlates average investor allocations and the second market cap to GDP. I have added the blue horiztonal line averages, revealing both are overvalued currently, but one more extreme than the other.

Source: Philosophical Economics

Source: Hussman

The logic behind both is that mean reversion always occurs. The bigger the deviation build the bigger the subsequent normalisation, as ‘this time is different’ each time is disproven. For US markets currently, we see the second highest market cap to GDP valuation outside of 2000, the 4th highest Q ratio valuation and 4th highest CAPE valuation in history. In all the other such historic outliers, a bear market followed to correct the extreme, there was no orderly consolidation of prices whilst the underlying fundamentals accelerated to catch up. ‘This time is different’ thinking argues that because the Fed has suppressed cash and bond yields, equities have to be revalued higher, so this valuation outlier doesn’t count, and there will be an orderly normalisation of valuation as earnings and GDP will accelerate and yields rise slowly, without any crash in equities.

Interesting to discover that the rally in the 1990s was also at the time considered to be Fed-induced and prolonged….”

Full article

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The New Normal of Economic Growth: Private Sector Shrinks While Public Sector Expands

“Despite the Obama administration’s claims of economic growth, the truth is that in most states the private sector is shrinking and the public sector is expanding as a proportion of the workforce. In fact, say researchers Keith Hall and Robert Greene, since the beginning of the Great Recession, the private sector has shed jobs in almost every state, while the increase in taxpayer-funded employment has been masked by the use of contractors rather than outright employees.

“In 2012,” Hall and Greene wrote in a recent report for George Mason University’s Mercatus Center, “public-sector employment made up more than 16 percent of the U.S. labor market.” That in itself is bad enough; but as the men observed, “Direct government employment fails to capture the full impact of government spending on state labor markets.”

To determine that “full impact,” Hall and Greene estimated the number of jobs in each state that are funded by federal contract dollars and added them to the number of actual public employees in that state. When they did that, they found that public-sector employment grew by almost 3.5 million jobs to a national average of 19.2 percent of the workforce. In other words, nearly one-fifth of all workers in the United States are employed either directly or indirectly by government….”

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