Investments can consume a lot of time and money, especially if someone doesn’t know where to start. It can also be stressful when there is no guidance. Here is a list of the top five industries to invest in.

 

Financial-Technology

Fintech is the abbreviation and this is digital financial services that consumers can use. Strip and Yapstone are commonly used in the fintech industry. This industry is growing rapidly because the consumer needs help in improving money management or simply sending money abroad digitally. Now there are multiple retirement accounts to invest in, such as Betterment and Ellevest. Now there are robo-advisors that can make all the investments with no help.

 

Healthcare

Health is essential because if a person is unable to take care of self, he or she can’t help someone else. Any pharmaceutical companies or devices are the common section in the healthcare to invest in. Heal-N-Soothe is an anti inflammatory pills medication that is over the counter. You can purchase online or in person. How to take heal-n-soothe is to take 3 capsules after dinner and before a person sleeps on Days 1&2. Days 3-5 take 3 pills in the morning after breakfast and 3 more after dinner, before bedtime. Days 6-8 take only one pill either after breakfast or after dinner. Days 9-12 repeat it so the medication can work faster. This takes between 2-12 weeks to see results.

 

Artificial intelligence

Artificial Intelligence has been growing over the years and been revamping in certain devices as well. The fact is that artificial intelligence is so diverse that in can invested in any field the person wants. AI also requires advanced sensors and control systems. Individuals can also invest in supercomputers that can store more data and accelerating processors. The European Union has vowed to invest in an estimated of $24 billion in artificial intelligence. Meanwhile, China and America are frequent users of artificial intelligence.

 

Cyber security

Online hacking or threats is not a pleasurable experience due to the fact that there is a lot at stake, such as personal information taken, malware attacks, data information compromised, or assets can be misused. The cybersecurity market is expected to grow from $152.71 billion in 2018 to $248.26 billion in 2023. Now that almost everything is online, people have to be cautious of what to put online and securing any valuable information from any potential hackers. If an attack occurred, the security team will work diligently on recovering what was lost or stolen.

 

Cryptocurrency

Cryptocurrency is digital money that is encrypted with a code that an individual can transfer funds to and from a digital banking system. Bitcoin and Ripple are commonly used in the digital world of cryptocurrency. If you had invested $10,000, you would have $470,000 in a span of 6 months. The return rates are very rewarding and is better than stocks and bonds investments. Also, there is no involvement of the government or any other higher authorities.

Investing is fun, but, what industry to choose from is difficult. With this list can help someone to narrow down to choose from. After that, now to figure out which company is worth it. It will take time to see the results.

Comments »

Cryptocurrencies have grown in popularity over past decade, and while the general concept of them might be relatively straightforward, there are still many who struggle to get a solid grasp on what they are and what they can do.

In short, cryptocurrencies are digital money. However, they come with a twist: they’re decentralized, which means they aren’t owned by any government or country. The internet is no-man’s land, which makes cryptocurrencies excellent as international cash, turning the process of digital business and payments into a simple – and cost effective – affair with the potential to transform IT and technology in general.

But they’re not all made equal. If you’re considering using this digital currency, or can’t tell the different kinds apart, then here’s are few common cryptocurrencies types to know of.

 

1. Peercoin

Introduced in August 2012, the total value of Peercoin is around $43.6 million. Based on Bitcoin, Peercoin is an inflationary currency. It does not have an upper limit fixed for the coins, and the method of verifying mined coins for Peercoin is different than Bitcoin – by following a Proof-of-Work verification system. It ensures that the energy required by cryptocurrency over time is manageable, and is backed by a vibrant community of developers.

 

2.    BlackCoin

Created to demonstrate the reliability of a Proof-of-Stake verification system, BlackCoin is being used by a variety of businesses worldwide. The presence of its developers on social media platforms helps people get their questions regarding this cryptocurrency answered must faster than other competitors. With BlackHalo, BlackCoin users can also convert between any two currencies. BlackCoin follows a decentralized currency exchange, but has a lower value compared to other cryptocurrencies. Currently, the value of a BlackCoin is just one tenth of a cent.

 

3.    Ether

Introduced in 2015, Ethereum boasts of developing a currency that can be used to codify, decentralize, trade, and secure about almost anything. A decentralized software platform, it was designed to run without any interference from a third party – making it one of the safest digital styles of money. The downtime is very low while fraud control is high. The currency by Ethereum is referred to as Ether and was used to execute peer to peer smart contacts. However, after an attack to the DAO, Ethereum was divided into two separate parts.

 

4.    Litecoin

Introduced as an alternative to Bitcoin, Litecoin has a market cap of around $180 million. Quite similar to Bitcoin, Litecoin was introduced by Charles Lee, a former employee of Google. Improving on the Proof-of-Work currencies, the increased rate at which data is added to its ledger is an innovation of Litecoin, and since this cryptocurrency has been present over quite some time, it is accepted by a fair amount of independent contractors. Its large pool of coins and strong encryption has made Litecoin a well-designed and stable currency. It is the first cryptocurrency that implemented Scrypt algorithm to eliminate use of hardware for mining awards.

 

5. Zcash

Launched in the second half of 2016, Zcash is one of the most promising open source decentralized currencies. Providing selective transparency and privacy, it promises of giving extra security for transactions. It is the first open, permission-less cryptocurrency and can be used by anyone without any knowledge of cryptography. The payments are published on public blockchain, keeping the amount of the transactions private.

 

6. Dogecoin

With its market capitalization of around $12,366,358, Dogecoin is the eight largest cryptocurrency in the market. Though the concept of Dogecoin was started out as a joke to some extent, the Internet was suddenly inundated with the coin of an adorable Japanese dog. There are over 200 companies that accept Dogecoin as payment. A Proof-of-Work currency, the highlight of Dogecoin is its hashing algorithm. It is a Scrypt-based cryptocurrency and allows merged mining with other compatible currencies. A secure cryptocurrency, Dogecoin has a team of dedicated people for support.

 

7. Dash

An acronym for Digital Cash, Dash has a market capitalization of around $77 million. Privacy and speed are the main focus for Dash and the currency is constantly evolving to make it more user-friendly. Considered to be a more secretive version of Bitcoin, it works on a decentralized mastercode network. This ensures complete anonymity and makes transactions completely untraceable. It was launched in January 2014 as Darkcoin, but Darkcoin was later renamed as Dash in March 2015.

Comments »