“The Federal Reserve’s recent pledge to keep interest rates low until mid-2015 is having little impact on people’s inclination to borrow, says Bankrate.com’s senior financial analyst Greg McBride. He talks with Joan Doniger in MarketWatch News Break.”
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Borrow for what? I’ve already got a good car. I am in a home and I need no bigger. The days of buying more and more and bigger and bigger.. kinda done for the mass majority. Auto loans are super low right now but honestly? Why bother unless you desperately need a new vehicle? I don’t want the debt.